Terms and Conditions
Warning
The information given by Fineduca.com and provided in the web and/or mobile applications (Platforms) is factual information. It should not be interpreted as investment advice.
Any analysis contained in this website is not investment advice and has been prepared without considering your objectives, financial situation or needs. You should not rely on any information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice.
Account Creation
To create an account, you must be:
at least 18 years of age;
possess the legal right and ability to enter into a legally binding agreement with us; and
agree and warrant to use these Platforms in accordance with these Terms.
We retain the right to cancel your account for any reason, or refuse your account creation request.
Collection Notice
We collect personal information about you in order to provide our services and for purposes otherwise set out in our Privacy Policy. That document should be read in conjunction with this document.
Accuracy, completeness and timeliness of information
The information on our Platforms is not comprehensive and is intended to provide a summary of the subject matter covered. While we use all reasonable attempts to ensure the accuracy and completeness of the data and information on our websites, we make no warranty regarding the information on these websites. You should monitor any changes to the information contained on these websites.
Furthermore we make no commitments in regards to the minimum amount of uptime that our platforms will maintain, although we will make ever reasonable attempt to ensure that the platforms are operational.
We are not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with the use of these websites. You must take your own precautions to ensure that whatever you select for your use from our Platforms is free of viruses or anything else (such as worms or Trojan horses) that may interfere with or damage the operations of your computer systems.
We may, from time to time and without notice, change or add to the websites (including the Terms) or the information, products or services described in it. However, we do not undertake to keep the websites updated. We are not liable to you or anyone else if errors occur in the information or the Platforms is not up-to-date.
Promotions and competitions
For certain campaigns, promotions or contests, additional terms and conditions may apply. If you want to participate in such a campaign, promotion or contest, you need to agree to the relevant terms and conditions applicable to that campaign, promotion or contest. In case of any inconsistency between such terms and conditions and these Terms, those terms and conditions will prevail.
Purchases
Users are able to purchase premium services from Fineduca.com. These services can be delivered via subscription or one off payments. We reserve the right to cancel or refuse access to our premium services for any user. The following terms apply to those users that have purchased said premium features.
Discounts/Promotional Prices;
Users that subscribe under a reduced rate shall have the discount applied for that period only (i.e. as advised on the offer, up to a maximum of 12 months). After which time, their rate shall revert to standard pricing at that date.
Changes in price;
Fineduca.com reserves the right to change our pricing at any time, and with reasonable notice to our subscribers. At the end of the notice period the user’s next billing period (i.e. monthly or annually) payment shall be at the revised price.
Payment methods and security;
Payments are via credit card and are handled by a third party payment service called Stripe. Credit card details are not stored on Fineduca.com.
Refunds;
Fineduca.com offers no refunds.
Subscription fees
If applicable, users authorise Athloume.com to automatically debit their credit card on their initial registration and then on each subsequent anniversary of their billing cycle (i.e. monthly or annually), until cancelled.
Sole use only
Users are unable to share access to their premium features unless explicitly approved under their subscription level.
Linked sites
Our Websites may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or be maintained. Unless expressly stated otherwise, we do not endorse and are not responsible for the content on those linked websites and have no control over or rights in those linked websites.
Intellectual property rights
Unless otherwise indicated, we own or license from third parties all rights, title and interest (including copyright, designs, patents, trademarks and other intellectual property rights) in these websites and in all of the material (including all text, graphics, logos, audio and software) made available on these websites (Content).
Your use of these Platforms and use of and access to any Content does not grant or transfer any rights, title or interest to you in relation to these Platforms or the Content. However we do grant you a licence to access these Websites and view the Content on the terms and conditions set out in this Agreement and, where applicable, as expressly authorised by us and/or our third party licensors.
Outside of the affiliate or partnership program, social sharing buttons, infographic download feature, PDF download feature (only available with selected subscription levels) or with written permission any reproduction or redistribution of these Websites or the Content is prohibited and may result in civil and criminal penalties. In addition, you must not copy the Content to any other server, location or support for publication, reproduction or distribution is expressly prohibited.
All other use, copying or reproduction of these Websites, the Content or any part of it is prohibited, except to the extent permitted by law.
No commercial use
Outside of the affiliate/partnership programs, and the professional membership levels these Platforms are for your personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, commercially exploit, create derivative works from, transfer, or sell any Content, software, products or services contained within these Websites. You may not use these Websites, or any of its Content, to further any commercial purpose, including any advertising or advertising revenue generation activity on your own website.
Unacceptable activity
You must not do any act that we would deem to be inappropriate, is unlawful or is prohibited by any laws applicable to these Websites, including but not limited to:
any act that would constitute a breach of either the privacy (including uploading private or personal information without an individual's consent) or any other of the legal rights of individuals;
using these Platforms to defame or libel us, our employees or other individuals;
uploading files that contain viruses that may cause damage to our property or the property of other individuals; and
posting or transmitting to these Websites any non-authorised material including, but not limited to, material that is, in our opinion, likely to cause annoyance, or which is defamatory, racist, obscene, threatening, pornographic or otherwise or which is detrimental to or in violation of our systems or a third party's systems or network security.
If we allow you to post any information to our Websites, we have the right to take down this information at our sole discretion and without notice.
Warranties and disclaimers
To the maximum extent permitted by law, we make no warranties or representations about these Websites or the Content, including but not limited to warranties or representations that they will be complete, accurate or up-to-date, that access will be uninterrupted or error-free or free from viruses, or that these Websites will be secure.
We reserve the right to restrict, suspend or terminate without notice your access to these Websites, any Content, or any feature of these Websites at any time without notice and we will not be responsible for any loss, cost, damage or liability that may arise as a result.
Liability
To the maximum extent permitted by law, in no event shall we be liable for any direct and indirect loss, damage or expense – irrespective of the manner in which it occurs – which may be suffered due to your use of our Websites and/or the information or materials contained on it, or as a result of the inaccessibility of these Websites and/or the fact that certain information or materials contained on it are incorrect, incomplete or not up-to-date.
Cookies
This website utilises cookies. If you do not have cookies enabled in your web browser some functions of the site may not work as intended.